The Halal Money Library
Every halal finance guide I've written. Free. No paywall. Updated monthly.
This page exists because the English-language halal investing internet is a mess.
Most resources are either selling something, buried in academic papers, or assume you already have a Shariah scholar on speed dial.
None of that. Just the guides.
Assalamu alaikum.
I'm Naeem Randhawa, executive board member with the SP Group of Companies, AUM over $4 Bn. I've spent the last decade helping Muslim Americans build wealth the right way, without compromising their faith.
Every guide in this Library was written to answer one of the questions I get asked most. No paywalls. No upsells. Just the frameworks, calculations, and checklists I wish someone had handed me when I started.
New guides are added every month. Bookmark this page.
The Guides
1. Screening.
How to screen any stock, ETF, or fund for Shariah compliance in 10 minutes.
The same 5-filter framework institutions use, written in plain English for someone buying their first twenty shares. Covers sector screening, debt ratio, interest income, receivables, and purification. After reading this, you stop needing anyone else's sticker to sleep at night.
2. Zakat.
How to calculate Zakat on investments without overpaying, underpaying, or skipping it entirely.
Most Muslims either overpay, underpay, or skip the investment calculation entirely. This guide covers the nisab threshold, which assets are zakatable, the retirement account question (scholars disagree, here's what to do), how to calculate Zakat on individual stocks and ETFs using Zoya, and the five most common mistakes.
3. 30 Days.
How to go from knowing halal investing matters to actually doing something about it, in 30 days.
If you've been meaning to "fix your finances the halal way" for months and haven't started, this is for you. 30 daily actions in four stages: audit what you have, learn what you need to know, act on what you've learned, build systems so it sticks. Everything doable in under 30 minutes a day. No advisor required.
If someone sent you this page, subscribe free. A new halal finance guide in your inbox every Thursday:
Coming Soon
These guides are in progress. Subscribers hear about them first.
Is My 401(k) Halal? (Month 2)
Purification Calculation Worksheet (Month 3)
How to Use This Library
Each guide is a standalone read. You don't need to start with Guide #1. Start with the question that's been sitting in the back of your mind.
If you're brand new to halal investing, start with the 30-Day Starter. It gives you a sequenced path.
If you want to screen your current portfolio, start with the Screening Guide.
If Ramadan is coming and you haven't calculated your Zakat yet, start with the Zakat Guide.
New guides are added monthly. Make sure you're subscribed at HalalMoneyGuy.com so you never miss one.
Educational content only. Not investment, tax, legal, or religious advice. Consult a licensed financial advisor, tax professional, and qualified Shariah scholar for guidance on your specific circumstances.